[Misc] Car Insurance cost

[JamieR]

Thats with Admiral Essential

 

[alanfp]

Remember that rather than have just yourself as a driver, it usually decreases your premium if you add another driver (provided they have a clean insurance record). They don't have to live with you or be related to you. It's illogical but that's how it is.

 

[South Stand Bonfire]

Just to buck the price increase trend. No1 son recently passed his test and to put him as a named driver on my policy cost £1050 for the year. Now No.2 son has just turned 17 so thinking it was going to be telephone numbers to put him on my policy as well as a provisional licence holder the policy actually decreased to £455! wtf! How does that work? Think I've found a glitch in the Matrix.

It’s because son No 1 can drive unaccompanied but son No 2 can only drive as a learner with a qualified driver unfortunately. I’m going through the process of renewing my daughter’s second year of having a full driving licence now. Last year it was about £1k with Tesco Box for 6000 miles a year. Latest quotes for renewing in mid/late June are about £1,100 for 10,000 miles a year but I’ve noticed lots of caveats - some companies are now excluding windscreen replacement cover for example.

Edit. Does that price reduction still include son no 1 though? If so that is wierd!!

 

[Papak]

Based on my 2 kids over the past couple of years the learner insurance is ~10% of what the policy costs after passing.

I paid for their first year policy so they could gain some NCB and my eldest (daughter) is now paying £6XX vs £26XX in year 3 vs year 1

 

[JamieR]

It’s because son No 1 can drive unaccompanied but son No 2 can only drive as a learner with a qualified driver unfortunately. I’m going through the process of renewing my daughter’s second year of having a full driving licence now. Last year it was about £1k with Tesco Box for 6000 miles a year. Latest quotes for renewing in mid/late June are about £1,100 for 10,000 miles a year but I’ve noticed lots of caveats - some companies are now excluding windscreen replacement cover for example.

Edit. Does that price reduction still include son no 1 though? If so that is wierd!!

Includes all of us.

 

[South Stand Bonfire]

Includes all of us.

Could you also put my daughter on your insurance then please.?

 

[Bodian]

Could you also put my daughter on your insurance then please.?

And me.

 

[Eeyore]

Car insurance has gone up a lot . Best to shop around but be careful you are using a reputable insurer that will pay out if needed . Check ‘ Which ‘ for unbiased ratings & reviews .

Indeed. A company I was going to go with was very cheap. Then I read the reviews.